For Stanley, it all began in college. He had a part-time job but wanted to “earn more money.” His brother had been successful with some commissions related to some stock market investments; his mother opened an investment account and lost some money. However, Stanley thought “maybe this is a way to earn money fast.... If I earn10% of my capital…. then if I have 15 times my capital, then I can earn 150%.... If I have money, I can make it big…. If I had more money, I could buy more expensive things, and my life would be better.”